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All posts tagged Sponge Bob

🧐 What is Good Debt?

Posted on 05/17/202605/23/2026Author Amanda PoffenbergerPosted in Debt, Good Debt, Interest Rates, Mortgage, RefinanceLeave a Reply

Did you know there’s such thing as “good debt?” I’ve got a low-rate (2.45%) mortgage and 0% car loan at the momentito, and we’re going to dive deep into why this is to my advantage. 📌 TLDR Situation Typical “Pay It Off” Instinct What “Good Debt” Means Why it Can Be Smarter 2-3% Mortgage Throw…

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🔎 What to Look for in a Financial Advisor

Posted on 04/29/202605/06/2026Author Amanda PoffenbergerPosted in Financial Advisor, Planning, RetirementLeave a Reply

Do you have a financial advisor? That’s not ChatGPT? Hubby and I have had a financial advisor in our lives for over ten years, and I’m telling you, it’s made such a huge difference for us. Until that point, we were barreling through life saving here and there, but without someone to confirm we were…

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  • 🎓 How Student Loan Debt Taught Me About Managing Money
  • 🐝 Stop Bumbling with Your Finances
  • 🏠 What 25 Years of Real Estate Investing Has Taught Me
  • 🚪 Should You Consider the Mega Backdoor Roth? Here’s How It Works
  • 📆 How My Federal Retirement Actually Unfolded
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