Early in my marriage, I looked to my husband when it came to paying for “things” outside of our normal monthly bills β things like vacations. So there I was, plodding along, paying my monthly bills, likely carrying some credit card debt, and hoping he’d have some magic pot of money somewhere so we could…
All posts in Saving
π The December Fund
For years, December stressed me out. Don’t get me wrong. I love the holidays. I love giving gifts. I love making things special for my family. But December in our house isn’t just Christmas. My husband’s birthday is December 19. Christmas is December 25. And my son’s birthday is December 27. Every year, I went…
βοΈ The Vacation Fund Changed Everything
For years, I thought the hardest part about vacation was getting time off work. Or finding the perfect place to go. It wasn’t. The hardest part was coming home. Coming home to the credit card bill after a week that was supposed to be relaxing. The stress started before we even got home. Every dinner.…
π My Five Key Personal Finance Lessons
I started my adult life in debt, and turned it around to build enough wealth so hubby and I can both retire by 55. Here’s what I’ve learned. TLDR: Let’s Begin at the Beginning After my father lost his job in the 80s, my mom needed to stop being a stay-at-home mom and (re)enter the…