Several readers have asked me to explain the Mega Backdoor Roth strategy. I haven’t personally used it because most of my retirement savings went into my Traditional and Roth Thrift Savings Plan (TSP) accounts, and I later rolled my Roth TSP into a Roth IRA. When I worked for the federal government, employees had access…
All posts tagged Retirement
💡 What I Learned During the Seven Weeks I Had No Paycheck
In September 2025, I retired from the federal government after 25 years of service. I had already accepted a position with Markon and planned to continue working as a government contractor. There was only one problem. I had absolutely no idea when I was going to start. Because of a government shutdown, the process of…
⚕️ What’s an HSA?
A couple years ago, I decided to switch from a standard healthcare plan to a High-Deductible Healthcare Plan (HDHP) with a Health Savings Account (HSA). Why? I was the only one in my family (out of my husband, son and me) really using our standard healthcare plan, and felt like we were overpaying. The more…